Product · Portfolio intelligence

Tarslink Compass.

The intelligence layer that closes the loop between pricing and experience. The Workbench prices every risk on explicit assumptions; Compass consumes the structured data the platform captures, scores actual experience against those assumptions, and feeds prescriptive pricing guidance back into the quote.

Compass · Pricing meets experience

The Loop

The Platform Learns From Its Own Book

Compass does what a standalone BI tool cannot — hold every quote's pricing assumptions against the experience that followed, and act on the gap. It can, because the pricing itself runs on Tarslink.

01

Price

The Workbench quotes every complex risk on explicit assumptions and loadings — recorded, not lost to a spreadsheet.

02

Capture

The platform captures the risk, the pricing assumptions and, later, the claims experience — as structured data that compounds with every policy.

03

Score

Compass measures actual experience against what was assumed at quotation — where did pricing miss, in which segment, and by how much.

04

Nudge

Prescriptive guidance flows back into the Workbench — sharper assumptions on the next quote, and a lower loss ratio on the book.

Why It Pays

1%

A Few Basis Points Is a Very Large Number

A one-percent improvement in loss ratio on a large, complex portfolio drops straight to underwriting profit — often several times the cost of the platform. Compass aligns our value with the insurer's, and makes the return self-evident.

What Compass Does

Prescriptive, Not Just Descriptive

Capability 01

Actual vs. assumed

The pricing assumptions taken at quotation, tested against realised experience — the one comparison a rating spreadsheet never keeps.

Capability 02

Portfolio loss-ratio intelligence

Where the book is drifting, by segment and cohort — loss ratio and operational combined, on your own basis.

Capability 03

Prescriptive nudges

Not another dashboard to read. Specific, actionable guidance on where to adjust assumptions, fed back into the quote.

Capability 04

A compounding dataset

Structured pricing and experience data that only exists because the operation runs on the platform — and sharpens with every policy written.

FAQ

Common Questions

Have more questions? We're happy to walk you through a live demo.

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How is Compass different from Insights?
Insights is a market-analytics subscription — the Indian insurance industry across players. Compass is portfolio intelligence on your own book: it closes the loop with the Workbench, scoring the pricing you actually took against the experience that followed.
What does “closing the loop” mean in practice?
The Workbench records the exact assumptions behind every quote. After policies run, Compass compares those assumptions to real claims and loss experience, and returns prescriptive guidance that feeds back into the Workbench — so the next quote is priced sharper than the last.
Why does a small loss-ratio gain matter so much?
On a large, complex portfolio, a one-percent improvement in loss ratio drops straight to underwriting profit — and can exceed the cost of the platform many times over. Compass is measured on the P&L, not on features.

Measured on the P&L

See Compass On Your Book

Bring a portfolio extract and we'll show you where the pricing you took and the experience that followed diverge — and what to do about it.

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