Research · Market intelligence
White papers & market intelligence.
Clear-eyed, source-cited analysis of the insurance markets we serve — and where a configurable core replaces the operational workarounds insurers have lived with.
The white papers
The state of insurance, market by market.
State of Indian Health Insurance 2026
A data-led review of India's ₹1.36 lakh-crore health market across FY19–FY26 — premium and sub-segment mix, the rise of standalone health insurers, per-life economics, geography and underwriting profitability.
Read the white paper →Malaysia · June 2026A Profitable Market on a Reform Clock
A profitable, growing market under regulatory pressure — and the operational white-space the MHIT medical reform and DITO licensing expose.
Read the white paper →Kenya · June 2026Mobile-First, Backbone-Light
East Africa's largest market, growing fast at low penetration — where risk-based capital, IFRS 17 and a loss-making motor book expose the operational backbone.
Read the white paper →Singapore · June 2026Past Front-End Parity
An advanced, hub-grade market where front-end parity is won — and advantage moves to the core, cession data and health-claims servicing.
Read the white paper →South Africa · June 2026When Conduct Rewrites the Rulebook
A deep market off a strong 2024 — and the COFI conduct overhaul about to rewrite how every insurer must service customers.
Read the white paper →UAE · June 2026Fast Growth, Thin Margins
The GCC's largest market, growing fast but squeezed on margin — under a 2025 regulatory consolidation and a nationwide health mandate.
Read the white paper →